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Payment group: Consumer Credit
Payment product id: 5100

Cpay is a consumer credit card offered by the French acquirer BNP Paribas Personal Finance (BNP PF).

You can offer to your customers worldwide to pay by a varying amount of installments (3, 5, 10, 20 or any other amount of months). Cpay cards are also usable as MasterCard.

Cpay specifics


By default, the following modalities must be proposed to the customers:

  • Credit
  • Debit
  • 5 months
  • 10 months
  • 20 months

You can profit from many more modalities. Please contact BNP PF to learn more about that.


Cpay cards are issued into many brands and split into two different type of cards: 

  • Enseigne (branded)
  • Non-Enseigne (not branded)

Depending on whether you want to offer only one of them or both, branded ones must be configured. Each configured brand will be displayed as a different payment button on the Hosted Payment Page.

Modalities must be individually configured per brand. A brand will only be displayed on the payment page once at least one modality is configured. Find an overview on all available modalities here

Once you have agreed on the brands / modalities you would like to offer with BNP PF, our customer care team will take care of the configuration for you.

Optimized for:

Key benefits

  • Allows your customers to pay via individual installment plans
  • Post-payments on the Mastercard network can be managed via SMS (i.e. changing the date of the installment)
  • Co-badged with Mastercard