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Cards Overview

Payment group: Cards (debit & credit)
Payment product id: 2

Started as an express mail company as early as 1850, American Express introduced its Traveler’s Checks already in 1891 with the aim to help Americans travelling around Europe. To further expand company’s presence in the financial industry, supported by various bank acquisitions, Amex introduced its first charge card in 1958. Almost 30 years later American Express introduced its first credit card product that did not have to be paid in full at the end of the month. To broaden card acceptance Amex dropped its focus on exclusivity, as a result at the end of 2017 the company had 112.8 million cards in place.

Amex SafeKey

Amex SafeKey leverages 3-D Secure to detect and reduce online fraud by adding an extra layer of security when consumers shop online.


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Key benefits

  • Real time authorisation
  • Secure payments
  • Fast settlement cycle
  • International acceptance