Subscriptions/installments

To process a merchant-initiated transactions (MIT) on your customers' behalf for i.e. subscriptions or installments, add the following properties to your CreatePayment request:


{
   "order":{
      "amountOfMoney":{
         "currencyCode":"EUR",
         "amount":100
      },
      "references":{
         "merchantReference":"1656075138"
      }
   },
   "cardPaymentMethodSpecificInput":{
      "authorizationMode":"SALE",
      "transactionChannel":"ECOMMERCE",
      "isRecurring":"true",
      "token":"b29e81c31a6849a69fcf842b0e9da65e"
   }
}

Properties
cardPaymentMethodSpecificInput.token: Points to the credit card profile stored on our platform you want to use
cardPaymentMethodSpecificInput.transactionChannel: Fixed value "ECOMMERCE" to indicate that COF info is used to process this scheduled payment
cardPaymentMethodSpecificInput.isRecurring: Fixed value "true" to indicate that COF info is used to process this scheduled payment

This use case does not require to include properties unscheduledCardOnFileRequestor/unscheduledCardOnFileSequenceIndicator. Use cardPaymentMethodSpecificInput.isRecurring instead
To ensure the issuer accepts the transaction, you need to send the same amountOfMoney.amount / currency and interval for all payments related to this token
As this usage pattern does not involve customers initiating the payment, a 3-D Secure check is not applicable. Therefore, it is instrumental that you have enforced processing the first transaction with SCA when creating the token. Otherwise, the issuer might decline the transaction

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Use token for subscriptions/installments